Apply for a Free Credit Report from Bajaj Finserv Credit Pass

If you want to stay informed about your financial health, checking your credit report regularly is essential. A credit report provides a detailed summary of your credit history–including loan accounts, payment history, credit utilization ratio–which can be an invaluable tool for assessing overall financial stability and recognizing any errors or fraudulent activity that could negatively affect creditworthiness.

At Bajaj Finserv, we understand the criticality of maintaining your credit score and report. That’s why we provide a Bajaj Finserv credit pass online service that gives you instant access to your credit health report and CIBIL score. When you apply for a credit pass, you’ll gain insight into your financial health and take steps towards improving it.

What is Bajaj Finserv Credit Pass?

Bajaj Finserv Credit Pass is a subscription service that gives unlimited access to your credit score and credit health report. It provides real-time alerts about any changes in your credit health report, so you can promptly identify and resolve any issues. Its credit score simulator tool lets you simulate scenarios like taking out a loan or closing a credit card to see how they affect your credit score. One of the major advantages of Bajaj Finserv Credit Pass is that it provides tailored loan and credit card offers that will help you to select the ideal loan or card with low interest rate.

Steps to apply Credit Pass service by Bajaj Finserv


Step 1: To apply Credit Pass service by Bajaj Finserv, the initial step is to visit their website at

Step 2: Navigate to the ‘Credit Pass’ section and click on “Get It Now” option.

Step 3: After clicking the ‘Get It Now’ button, you will be asked to enter your mobile number.

Step 4: You will receive an OTP on this number. Enter OTP to verify your mobile number.

Step 5: Fill Out Your Details, such as name, phone number, PAN card number, email address etc to apply for a Credit Pass subscription.

Step 6: Accept the Terms & Conditions

Step 7: Once you accept the terms and conditions, you will be redirected to the payment page.

Step 8: Pay an annual subscription amount of Rs 99 to apply for a Credit Pass subscription.

Step 9: After successful payment, you can access the benefits of Bajaj Finserv Credit Pass service for one year.

Benefits of Applying for a Bajaj Finserv Credit Pass

Helps Identify Inaccuracies in Credit Report

Your credit report is an essential document containing your credit history and CIBIL score. To ensure accuracy, check it regularly using Bajaj Finserv Credit Pass. Once you identify any error in your Credit report, take the necessary steps to rectify them, which could ultimately improve your score and maintain a healthy credit history.

Offers Insights of your Credit Health

Your credit score is an important indicator of how financially sound you are, as it reflects your creditworthiness and lenders use it when assessing loan and card eligibility. Applying for Bajaj Finserv Credit Pass can give you valuable insights into your credit history, credit utilization ratio and many more. This data can help inform actions to improve and maintain good credit standing. click here

Monitors Your Credit Score

Monitoring your credit score regularly is essential to maintain a healthy credit history. Applying for the Bajaj Finserv Credit Pass can assist in this endeavor. With Credit Pass you have unlimited access to your score and the tools needed to stay informed of any changes or developments that could potentially impact it negatively. Regular monitoring also assists in quickly recognizing any issues affecting your score so you can address them and take necessary measures immediately.

Provides Customized Loan and Credit Card Offers

Bajaj Finserv Credit Pass offers personalized loans and credit card offers tailored to your credit score, helping you select the most beneficial loan or card option. With these personalized offers, you can compare different deals to find one that offers you the most advantages.

Enhancing Your Credit Score

Your credit score is a significant factor that determines loan and card eligibility. A good score could lead to better interest rates and offers from loan and card issuers. Applying for an online Credit Pass can assist in improving your credit score by monitoring it regularly, identifying any issues affecting it, and taking steps to rectify them. Increasing your creditworthiness increases the likelihood of approval for loans and credit cards.


Your credit score is integral to your financial health and determines whether you can access credit or get favorable interest rates. At Bajaj Finserv Credit Pass, you can have unlimited access to your credit report. With Bajaj Finserv online Credit Pass, you’ll stay informed about your credit score and financial history, identify any errors, and take steps to improve it if needed. Bajaj Finserv Credit Pass has a user-friendly interface and it is very easy to access this service.

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